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Saturday 25 October 2014

24th October 2014 - Daily Current Affairs

24th October 2014 - Daily Current Affairs 


National Affairs

  • Today is World Polio Day.
  • India has been declared polio free now.
  • India today offered Pakistan "full cooperation" for eradicating polio from its soil.
  • Pakistan accounts for 85 per cent of the world's polio cases which is a cause for concern for India.
  • The Indo-Tibetan Border Police celebrated its 53rd Raising Day today.
  • United Nations Day (UN Day) 2014 observed today.
  • This day is devoted to making known to peoples of the world the aims and achievements of the United Nations Organization.  
  • Unfazed by China's objections to development of border areas, Centre decides to set up 54 new border out posts and announces a 175 crore rupee package for beefing up infrastructure along the border in Arunacahl Pradesh.  
  • Mumbai, Ahmedabad and Kochi airports are on high alert after an anonymous threat letter to the Airports Authority of India which warned of flights being targeted.
  • India's first fish hospital to treat abnormalities and diseases in fish is set to come up in Kolkata by mid-2015
  • India today rejected Pakistan's attempts at third party mediation on bilateral issues.


International Affairs

  • Two French filmmakers (director Alexandre Dereims and producer Claire Beilvert) have been booked on the charge of trespassing into the protected Jarawa tribal reserve in the Andaman islands and filming a documentary on the threatened aboriginal tribe.
  • US Defense Secretary Chuck Hagel has reassured US support for Iraq's anti-Islamic State (IS) efforts during a phone conversation with newly appointed Iraqi Defence Minister Khaled al Obeidi.


Visitors

  • Vietnam Prime Minister Nguyen Tan Dung will make a state visit to India during 27th and 28th October 2014.
  • This will be his third state visit to India after traveling here in 2007 and 2012


MOUs 

  • India along with 20 other countries today signed an agreement to become founding members of the China-backed Asian Infrastructure Investment Bank (AIIB) to aid the infrastructure development in the Asian region and reduce the dependence on Western-dominated World Bank and IMF.


New Appointments


  • Former India batting great VVS Laxman has been appointed batting consultant in Cricket Association of Bengal’s Vision 2020 Project.


Science & Technology


  • Technology giant Google is teaming up with Oxford University to advance research on artificial intelligence to ultimately enable machines to better understand human users.
  • This partnership will focus specifically on the fields of image recognition and natural language.


Deaths


  • Veteran Tamil actor S.S. Rajendran known as SSR passed away.
  • He was known as the first actor-legislator of Indian politics.
  • Tedlapally Venkata Narasimha Rao Deshmukh, a prominent RSS leader who worked as Dakshin Madhya Kshetra Sanghachalak handling the RSS activities in Andhra Pradesh, Karnataka and Telangana, passed away.


Business & Economy


  • In order to boost supply and contain rising potato prices, co-operative major NAFED (National Agricultural Cooperative Marketing Federation of India) today said it will invite expression of interest (EoI) this weekend from global suppliers for supplying 25,000 tonnes of potatoes.


Sports


  • With two fine performances (winner in one and runner-up in another in back-to-back National zonal table tennis tournaments this month), Paddler G. Sathiyan has jumped to No. 1 in the National rankings list.
  • Sardar Singh will lead a 21-member Indian men’s hockey squad for the four-match Test tour of Australia to be held in Perth from November 4 to 9.
  • IOA president N Ramachandran today announced that the IOA will hold a meeting with Sports Ministry officials on 28th October 2014 to discuss the decision of the International Boxing Association to provisionally suspend boxer L Sarita Devi for her protest at the Asian Games.
09:24 - By Unknown 0

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23rd October 2014 - Daily Current Affairs

23rd October 2014 - Daily Current Affairs 

National Affairs

  • Deepavali / Diwali, The festival of lights is being celebrated with traditional fervour in various parts of the country.
  • The festival is devoid of any celebrations in north coastal Andhra which was battered by very severe cyclonic storm 'Hudhud' 12-days ago.
  • Prime Minister Narendra Modi shared his Diwali day with soldiers in Siachen-the world's highest battlefield, where he made an unannounced and rare visit to boost the morale of the troops guarding the icy peaks.
  • In his address to the soldiers, he praised their valour and courage of the soldiers.
  • Modi announced Rs. 745-crore package
  • Rs 175 crore for renovation of six major hospitals and
  • Rs 570 crore for the rebuilding homes damaged in the recent floods in Jammu & Kashmir
  • Chhattisgarh government has decided to set up district-level committees (headed by Collectors or Additional Collectors) for the effective implementation of its schemes for the third-gender community.
  • These committees will ensure that the benefits of the welfare schemes for transgenders reach them



International Affairs

  • In a new update, WHO said there have been 9,936 probable, suspected and confirmed cases of Ebola, mostly in Guinea, Sierra Leone and Liberia.
  • The virus has already killed 4,877 people globally .
  • A gunman with a scarf over his face shot to death a Canadian soldier standing guard at the nation’s war memorial yesterday, then stormed Parliament in a hail of gunfire before he was killed by the usually ceremonial sergeant-at-arms, authorities and witnesses said.
  • Canadian Prime Minister Stephen Harper vows to intensify anti-terror efforts after this shooting incident in Parliament.
  • Libyan Army troops pushed into Benghazi, the first time in two months that government forces had entered the eastern city, which has been under control of Islamist militias.


Visitors

  • A 40-member Japanese business delegation will be on a three-day visit to Kerala from 6th November 2014 to identify areas of cooperation with the state, especially Kochi.
  • This is going to be the biggest ever visit by officials from any country to the state.
  • This event is being organized by Sanin India Association of Japan in association with Indo-Japan Chamber of Commerce Kerala.
  • Five mayors - Masataka Matsuura, Yasuo Nozaka, Hideto Nagaoka, Hiroki Kondo and Katsugi Nakamura - from the two provinces of Tottri and Shimana are among the delegates.


Business & Economy

  • Google Inc launched an email service called 'Inbox' that will better organize emails and display information such as appointments, flight bookings and package deliveries in a more user-friendly way.
  • The US tech giant Microsoft is set to drop the brand name Nokia from its future mobile phones and it could happen by year end. It is rebranding Nokia Lumia and calling it 'Microsoft Lumia'.


Sports

  • The International Olympic Committee accepted Kosovo into the Olympic fold, clearing the way for it to send a team to the 2016 Games in Rio de Janeiro.
  • Kosovo is a partially recognised state in Southeastern Europe that declared independence from Serbia in February 2008 as the Republic of Kosovo.
  • The move was opposed by Serbian Olympic officials.
  • Former England captain and all-rounder Andrew Flintoff, who retired from international cricket in 2009, confirmed that he will play for Brisbane Heat in the Big Bash League (BBL) this summer.


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Download SBI Associate PO Admit Card

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Marketing Notes for SBI Associates PO - 2014

Marketing Notes for SBI Associates PO - 2014


Dear students, since Marketing is a major portion of SBI Exams, so here we are presenting you some quick notes on Marketing. Hope they prove to be useful in the upcoming exam.

Market: It is a physical place or an environment where sellers and buyers meet together to exchange goods and services.


Marketing: It is the sum total of all activities that are related to the free flow of goods from the producer to the customer. Getting the right goods & services, to the right people, at the right place, at the right time and at the right price.

Marketing Management: It is the art and science of choosing target markets and getting, keeping and growing customers through creating, delivering and communicating superior customer value.

Market Research: It is a process of collection and analyzing information regarding customer needs and buying habits, the nature of competition in the market, prevailing prices, distribution network, effectiveness of advertising media etc for arriving at a decision.

Relationship Marketing: It is basically building mutually satisfying long term relationships with key parties like customers, suppliers, distributors and other marketing partners in order to earn and retain their business
.
Direct Marketing: It consists of a manufacturer selling directly to the final customer. It is also called zero level channel. The major examples are door-to-door sales, telemarketing, Internet selling etc.

Packaging: It involves putting the goods in attractive packets according to the convenience of consumers. Well designed packages can build brand equity and drive sales. The package is the buyer's first encounter with the product and is capable of turning the buyer on or off.
Personal Selling: It is a part of promotional activity. It involves communicating directly with the target audience through paid personnel of the company or its agents for making sales.
SWOT Analysis:
                    





  • PEST Analysis:

                  



  • Marketing Mix (4P's):

               Product, Price, Place, Promotion

Viral Marketing: Marketing by the word of mouth having a high pass route from person to person is called viral marketing. It can create a splash in the market place to showcase a brand and its noteworthy features.
Product Policy: It is concerned with defining the type, volume and timing of the products a company offer for sale.

Rights of consumers: Right to safety, Right to be informed, Right to choose, Right to be heard Right to seek redressal, Right to consumer education.

Cross Selling: An exposure to various other unutilized services of the bank to a customer is called cross selling. It also includes identifying customer needs, matching the products to customer needs, convincing the customers of product benefits & responding to questions and objections of customers.

SME's: It stands for Small & Medium Enterprises.
Market Expansion: It is growth in sales through existing and new products by adopting competitive strategies. It includes expanding the total market, defending market share, expanding market share etc.

Product Diversification: It refers to manufacturing or distributing more than one product by the producer or dealer.

Marketing Plan: It is a written document that summarizes what the marketer has learned about the market place and indicates how the firm plans to reach its marketing objectives. It is the one of the most important outputs of the marketing process.

Green Marketing: It is a new environment friendly marketing technique.

Product Elimination: It is a process of removing product from the product line (it is a group of products that are closely related to each other).

Drip Marketing: The method of sending promotional items to clients is called drip marketing.

Selling: It is confined to persuasion of consumers to buy firm's goods and services. It involves the transfer of ownership of goods to create possession utility.

Bench Marketing: A comparison of the business processes with competitors and improving prevailing ones is called bench marketing.

Qualities of a good seller: Devotion to the work, Submissive, Sympathy, Active mind set, Communication skill, Creativity, Motivation.

Prospect: A 'likely' interested customer of the bank is termed as a prospect.

Customer Relationship Management (CRM): It allows the company to discover whom its customers are, how they behave and what they need or want. It also enables the company to respond appropriately, coherently and quickly to different customer opportunities.

Call: In marketing, calling the prospective customer is known as a call.
Sales Forecasting: It is the expected level of company's sales based on a chosen marketing plan an assumed marketing environment. It involves sales planning, sales pricing, distribution channels, consumer tastes etc.

Motivation: It refers to inspiring one self and others to perform better.
Branding: The essence of a product, its quality and competitiveness displayed in the form of letters, symbols and colours is known as branding.
Sales Forecasting: The method of estimating volume of sales that a company can expect to attain within a planned period is called sales forecasting.
Marketing for Growth: 

                          
Advertising: Any paid form of non-personal presentation and promotion of ideas, goods or services by an identified sponsor.

Segmentation: The process of dividing a market into a number of sub markets is known as market segmentation. 

Positioning: The development of marketing mix to influence a customer's perception of a brand is called positioning.
Consumer Behaviour: A consumer's buying behaviour is influenced by cultural, social, personal and psychological factors.

Promotion: When a marketer persuades a person or group of prospective buyers, the communication is termed as promotion.

Product Life Cycle (PLC): It is the life period of product in the market. The different stages includes Introduction, Growth, Maturity, Decline.

Bancassurance: Bancassurance simply means selling of insurance products by banks. In this arrangement, insurance companies and banks undergo a tie-up, thereby allowing banks to sell the insurance products to its customers.

Consumer Goods: Goods meant for personal consumption by the households or ultimate consumers are called consumer goods. It includes items like groceries, cloths etc.

Industrial Goods: Goods meant for consumption as use as inputs in production of other products orprovision of some service are termed as industrial goods.

Demarketing: Marketing aimed at limiting market growth; for example, some governments practice demarketing to conserve natural resources, and organizations use a demarketing approach when there is so much demand that that are unable to serve the needs of all potential customers adequately.

03:47 - By Unknown 0

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Wednesday 22 October 2014

22nd Oct Daily GK Updates

22nd Oct Daily GK Updates

1.    India wins UNHRC re-election; PM expresses joy 
i. In a significant victory, India was re-elected to the UN Human Rights Council (UNHRC)from 2015-17, receiving the highest number of votes in the Asia-Pacific group. 
ii. India is currently a member of the 47-nation UN Human Rights Council (UNHRC) and its first term is due to end on December 31, 2014. 
iii. India was seeking re-election to the UN body, the elections for which were held on Wednesday in the UN General Assembly. 
iv. India was competing in the Asia-Pacific group in which four seats were up for election. The other countries competing in the group were Indonesia, Bangladesh, Qatar, Thailand, Kuwait, Cambodia, Philippines and Bahrain. 
v. Out of them, India, Bangladesh, Qatar and Indonesia made it to the UNHRC. India received 162 votes, the highest number in the Asia-Pacific group. 
vi. Apart from India, the other 14 member states elected to the Human Rights Council for a three-year term of office beginning January 1, 2015, are Albania, Bangladesh, Bolivia, Botswana, the Congo, El Salvador, Ghana, Indonesia, Latvia, the Netherlands, Nigeria, Paraguay, Portugal and Qatar. 

2.    India, Nepal sign power trade agreement
i. India and Nepal have inked the Power Trade Agreement (PTA), allowing exchange of electricity and opening up new vistas of cooperation in the hydro-power sector. 
ii. Energy Secretary of India Pradeep Kumar Sinha and his Nepalese counterpart Rajendra Kishore Kshatra signed the agreement at a function held at the Prime Minister's Office in Kathmandu yesterday. The two sides had agreed to sign the agreement during Prime Minister Narendra Modi's visit to Nepal in August.

3.    Anita M Singh appointed as Chief of Staff of NSD in US Justice Department
i. Indian-American Anita M Singh on 21 October 2014 was appointed as Chief of Staff and Counselor in the National Security Division (NSD) of the US Justice Department.
ii. Her appointment is part of the restructuring of the NSD. Her appointment was announced by John Carlin, Assistant Attorney General for National Security.

4.    Indian-American student wins innovation award
i. An Indian-American student has won ‘America’s Top Young Scientist’ award for his innovative design of an eco-friendly device that seeks to reduce carbon footprint, while offering power for household usage.
ii. Sahil Doshi, a ninth grader from Pittsburg, competed alongside nine other finalists to be declared winner of 2014 Discovery Education 3M Young Scientist Challenge.
iii. The award includes $25,000 and a student adventure trip to a destination such as Costa Rica.

5.    Switzerland top destination for expats
i.  Switzerland is the world’s favourite destination among expats, followed by Singapore and China, a poll on quality of life for HSBC found today.
ii. “Many Switzerland-based expats mentioned the better work-life balance, availability of outdoor activities and the family-centric culture as the reasons they enjoy the Swiss lifestyle,” the British bank said.
iii. Switzerland emerged the winner, with a trusted economy, good quality of life and comfortable salaries: a quarter of expats said they earned more than $200,000 (157,000 euros) a year.
iv. Asia was a strong region for salaries, with an average annual expat wage of $120,000, compared with a global average of $92,000.
v. Meanwhile, China was a top country for high-earners, with one in four of respondents there earning more than $300,000 a year, and having more disposable income to spend on their social lives.
vi. Other top-ranked countries were Germany, seen as stable and safe, followed by Bahrain, New Zealand, Thailand, Taiwan, India and Hong Kong.
vii. The lowest-ranked of the 34 countries was Egypt, followed by the UK and Brazil.

6.    AIBA suspends boxer Sarita Devi for protesting at Asiad
i. Taking a strict action, AIBA has provisionally suspended India's woman boxer Laishram Sarita Devi for refusing to accept the bronze medal at the Asian Games podium ceremony.
ii. Protesting against a controversial verdict, Sarita in an unprecedented move had refused to wear the medal around her neck as she broke down on the podium during the ceremony for the 57-60 kg category. 
iii. "The AIBA also provisionally suspended Sarita's coaches (Messrs Gurbakhsh Singh Sandhu, Blas Iglesias Fernandez and Sagar Mal Dhayal) as well as Indian chef-de-mission in the Incheon Asiad, Adille J. Sumariwalla and will not allow any of them to participate at all levels of competitions, events and meetings until further notice," an AIBA statement said. 
iv. The 29-year-old boxer accepted the medal in her hand and wiped her tears holding it, before handing it to South Korean silver medallist Ji-Na Park, who had defeated Sarita after what seemed to be a "bad" referee decision. 

7.    Malala Yousafzai conferred 2014 Liberty Medal
i. Pakistani teenager and Nobel Peace Prize winner Malala Yousafzai has been conferred the 2014 Liberty Medal for her continued demonstration of courage and resilience in the face of adversity and for serving as a powerful voice for those who have been denied their basic human rights and liberties.
ii. She is the youngest recipient of the American award, which was established in 1988 to commemorate the 200 years of the US Constitution.
iii. The annual Liberty Medal, is given to honour men and women of courage and conviction who strive to secure the blessings of liberty to people around the globe.
iv. Malala has pledged to donate the award money of 100,000 US Dollars towards education in Pakistan. Malala, 17, called for spending money on books, not guns in her speech.

8.    Union Government constituted Vishwanathan committee to provide Bankruptcy code for SMEs
i. Union Government on 20 October 2014 constituted Vishwanathan committee to provide Bankruptcy code for small and medium enterprises (SMEs).  The committee was formed under the Union Finance Ministry.
ii. The committee will be headed by former Lok Sabha secretary-general and former law secretary T K Vishwanathan. The committee will prepare a report on corporate bankruptcy framework for SMEs by February 2015.
iii. The formation of the committee is the first step to provide small and medium enterprises (SMEs) with an exit option in case of bankruptcy. The announcement is in tune with a budget promise made by Union finance minister Arun Jaitley to introduce an entrepreneur-friendly legal bankruptcy framework.

9.    Mayank Ashar appointed as MD and CEO of Cairn India
i. Mayank Ashar on 21 October 2014 was appointed as the Managing Director (MD) and Chief Executive Officer (CEO) of the Cairn India with effect from 17 November 2014. 
ii. Cairn India Limited was without a full-time CEO after the resignation of Rahul Dhir in August 2012.
iii. The company first appointed P Elango as Interim CEO who resigned in May 2014. After his resignation, Sudhir Mathur, the Chief Financial Officer of the company was given additional charge of interim CEO.

Cairn India Limited
i. On 9 January 2007, Cairn India Limited was listed on the Bombay Stock Exchange and the National Stock Exchange of India.
ii. Cairn India is now part of the Vedanta Group, a globally diversified natural resources group.

10.  Walsh stays as India coach with a fresh contract
i. A day after his dramatic announcement to quit, India's chief hockey coach Terry Walsh decided on Wednesday to continue in his post after a meeting with top sports officials, who have assured the Australian that his concerns will be addressed in a fresh contract.
ii. After a hectic meeting with the Sports Ministry and SAI officials, the 60-year-old Walsh decided not to go for his resignation. This decision gives much relief to the country's hockey fraternity. 
iii. Walsh's decision was announced by the Sports Minister Sarbananda Sonowal, who tweeted, "I am happy that after SAI's efforts #TerryWalsh is back. Looking ahead for a bright future for hockey in India." 
iv. The Sports Authority of India (SAI) issued a statement, giving details of the meeting and making it clear that Walsh, who guided the Indian team to a historic gold at Incheon Asian Games, had no financial issues with them. 
07:20 - By Unknown 0

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Tuesday 21 October 2014

Daily GK 21st Oct 2014 updates

Daily GK 21st Oct 2014 updates

1.    M. L. Khattar to be next Haryana Chief Minister


i. Manohar Lal Khattar was on Tuesday unanimously elected Leader of the BJP Legislature Party, paving the way for his becoming the first Chief Minister of the BJP in Haryana.

ii. 60-year-old Mr. Khattar is also the first Punjabi to become the Chief Minister of the State.

iii. He was elected at a meeting of 47 newly elected MLAs at the Chandigarh UT Guest House, party Vice President Dinesh Sharma, who attended the meeting along with Parliamentary Affairs Minister Venkaiah Naidu as central observers, 

iv. Mr. Khattar, a first-time MLA, has worked as an RSS Pracharak for 40 long years. Born in Rohtak district, he had contested the Assembly elections from Karnal. He won the Karnal seat with a margin of 63,736 votes.

2.    Govt orders merger of NSEL with its holding company FTIL
i. To ensure speedy recovery of dues for investors and others hit by 5,600-crore rupees fraud at the National Spot Exchange Ltd, the government today ordered merger of the scam-hit firm with its holding company Financial Technologies India Ltd, FTIL.

ii. The decision, which comes over a year after the payments cam broke out at NSEL in July 2013, has been taken in essential public interest as the exchange is not left with any viable, sustainable business while FTIL has necessary resources to facilitate speedy recovery of dues.

iii. The move to merge NSEL with FTIL, possibly the first major government intervention in a scam-hit private sector entity since the Satyam case in 2009.

iv. Financial Technologies (India) Ltd is the holding company of this group, which had also set up commodity bourse MCX and stock exchange MCX-SX, among other exchange ventures.

3.    UK announced first ever Dadabhai Naoroji Awards

i. The UK government on 17 October 2014 announced the inaugural Dadabhai Naoroji Awards to honour individuals who have worked to strengthen the UK-India relationship over the years. 

ii. The awards were announced by the deputy Prime Minister Nick Clegg. 

iii. The three winners included UK India Business Council chair Patricia Hewitt in the commerce category, Dame Asha Khemka for services in the field of education and actor Madhav Sharma for culture.

4.    British actress and presenter Lynda Bellingham died

i. British actress and presenter Lynda Bellingham on 19 October 2014 died in London because of colon Cancer. She was 66.

ii. The actress was best known for her long-running role as a mother in the Oxo TV adverts. 

iii. Bellingham was also known for shows like All Creatures Great and Small. In All Creatures Great and Small, she was the second actress to play Helen Herriot on television.

5.    BCCI suspends bilateral tours with WI

i. Cracking the whip, a livid BCCI on Tuesday suspended all bilateral cricket tours with West Indies and decided to initiate legal proceedings against the West Indies Cricket Board (WICB) for abruptly cancelling its tour of India last week.

ii. The tough stand by the BCCI, which has incurred heavy losses for the abandonment of the series, was taken by the all-powerful Working Committee which met to decide the future course of action.

iii. The decision to suspend all cricket tours with West Indies and initiate legal action was taken “unanimously” by the Working Committee members.

iv. The BCCI also appreciated the gesture of the Sri Lankan Cricket Board for accepting the offer of playing a five-match ODI series at such a short notice.

v. The venues for the five ODIs will be Cuttack, Hyderabad, Ranchi, Kolkata and Ahmedabad and the detailed itinerary will be announced shortly.

vi. The statement, however, did not specify the exact period of suspension of cricketing tours between the BCCI and the WICB.

Note: The West Indies team was scheduled to play five ODIs, one T20 and three Tests matches during the tour between October 8 and November 19.

ii. The aggrieved Caribbean players, who were persuaded to take the field for the fourth ODI in Dharamsala on October 17, conveyed their decision to call off the remaining part of tour to the BCCI.

iii. As per the new contracts, agreed between the WICB and the Players Association (WIPA), the cricketers reportedly suffered a 75 per cent cut in their salaries.

6.    Fashion designer Oscar de la Renta died

i. Iconic fashion designer Oscar de la Renta died on 20 October 2014 at Kent, Connecticut. He was 82.

ii. Oscar de la Renta was often described as the sultan of suave. 

iii. He made his name in the 1960s by dressing one of the major fashion icons the First Lady Jacqueline Kennedy.

7.    India's chief hockey coach Terry Walsh resigns

i. India's chief hockey coach Terry Walsh has resigned from his post because of a "pay dispute".

ii. His resignation comes barely three weeks after guiding the Indian team to a historic gold medal in the Asian Games in Incheon. Under Walsh, India had also won a silver in Glasgow Commonwealth Games. 

iii. The 60-year-old Australian, himself a noted Olympian, submitted his resignation in a dramatic fashion on Tuesday, saying that he was finding it difficult to adjust to the decision making style of the sporting bureaucracy in the country. 

8.    Pistorius sentenced to five-year jail term for killing girlfriend

i. Oscar Pistorius was sentenced on Tuesday to five years in prison for killing Reeva Steenkamp by a South African judge who cited the “gross negligence” the runner showed when he shot his girlfriend multiple times through a toilet cubicle door in his home.

ii. Judge Masipa also sentenced Pistorius to three years in prison for unlawfully firing a gun in a restaurant in a separate incident weeks before Steenkamp’s 2013 shooting death. She ordered that sentence to be wholly suspended.

iii. Pistorius killed Steenkamp on Valentine’s Day in 2013, shooting her through a toilet door in his home. Pistorius testified that the shooting was an accident because he mistook his girlfriend for a night-time intruder.
10:02 - By Unknown 0

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GK Questions for IBPS PO - 4 Exam

GK Questions for IBPS PO - 4 Exam












1.    13th Pravasi Bhartiya Diwas 2015 will be held in ____?  ?
 1) Bangalore                   
2) Kochi                
3) New Delhi                    
 4) Mumbai                                   
5) Gandhi Nagar


2.    Recently H.L. Dattu sworn in as new ______ Chief Justice of India.
(1) 41st                              
(2) 42nd                 
(3) 43rd     
(4) 44th                             
(5) None of these

3.    Who is the Program director of Mangalyaan Mission of India?
1) Ratan Kumar Sinha                             
2) S Ramakrishnan                      
3) Mylswamy Annadurai
4)  K Radhakrishnan                                
5) None of these

4.    The Padma Bhushan awardee MV Kamath, who passed away, recently, was a veteran ____.
1) Historian                                   
2) film director                              
3) author   
4) Journalist                                 
5) None of these  

5.    Ajay Jayaram is associated with which of the following games?
1) Tennis                                      
2) Table tennis                 
3) Badminton
4) Billiards                                    
5) None of these

6.    Recep Tayyip Erdogan was sworn in as the president of which of the following countries recently?
1) Spain                            
2) Georgia                        
3) Cambodia
4) Turkey                         
5) None of these

7.    As revealed by the Reserve Bank of India (RBI), the banking system detected the highest number of counterfeit notes of which of the following denominations in FY14?
1) Rs 50                           
2) Rs 100                         
3) Rs 500
4) Rs 1,000                                  
5) None of these

8.    A bank draft can be defined as a/an ____. 
(1) Letter from commercial bank
(2) Cheque drawn on the bank itself
(3) Direction to a banker to collect a customer’s debt
(4) Instruction to dishonour a stop payment
(5) None of the above

9.    The RBI started issuing its bi-monthly credit policy on the recommendation of..?
1)    Swaraj committee                
2) Raghavan committee   
3) Bimal jalan committee            
 4) Urjit patel committee   
  5) K.C. Chakravarti committee

10.  In which city canara bank has opened its 7th overseas office recently ?
1) New York                                 
2) Tokyo                           
3) Dubai               
4) Beijing                                      
5) London

11.  With which sport is Deodhar Trophy associated?
1) Football                        
2) Volleyball                                 
3) Cricket
4) Hockey                        
5) Badminton

12.  Vistara is the joint venture airlines of ......
1) Tata-Malaysian Airlines
2) Tata-Singapore Airlines
3) Tata-Australia Airlines
4) Tata-Jet Airlines
5) None

13.  Which of the following team is not one of the participant of Kabaddi League?
1) Bengal Warriors                                   
2) Telugu Titans
3) Bihar Big Brothers                   
4) Dabang Delhi
5) Bengaluru Bulls

14.  In order to boost tourism, e-VISA to be introduced in a phased manner at how many airports in India in the next 6 months as announced by Finance Minister in the union budget 2014-15 ?
1) 18                                 
2) 5
3) 4                                   
4) 9                       
5) 25

15.  RBI has Recently  hiked the trade related remittance limit  from Rs.2 Lakh to ______ lakhs ?
1) 4 lakh                           
2) 5 lakh               
3) 6 lakh        
4) 8 lakh                           
5) 10 lakh


Answers:

1 : 5
2 : 2
3 : 3
4 : 4
5 : 3
6 : 4
7 : 3
8 : 2
9 : 4
10 : 1
11 : 3
12 : 2
13 : 3
14 : 4
15 : 2
09:51 - By Unknown 0

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Monday 20 October 2014

Reasoning Quiz

Reasoning Quiz

Directions (1-5): These questions are based on the following information.

A selection committee has to select a team of 6 members. Committee has eleven candidates - A, B, C, D, M, N, O, P, S,T and U for this selection. If S is being selected then D cannot be selected. A and P are selected together. U can be selected in the absence of P. D and O cannot be selected together. M is necessarily selected with the selection of atleast one out of C and T. O is necessarily selected with the selection of atleast one between B and N. Only one can be selected between S and B. Only one from either C or T and either B or N can be selected.


1. If C and S have been selected in a team then in how many ways can be there to select other four?
(1) One 
(2) Two
(3) Three 
(4) Four
(5) None of these

2. If A, B and C are selected then find out the names of other three candidates.
(1) P, O and D 
(2) S, O and M
(3) O, M and P 
(4) P, S and M
(5) None of these

3. If S, T and O are selected then find out the names of other three candidates.
(1) M, A and P 
(2) N, B and U
(3) U, M and N 
(4) (1) and (2)
(5) (1) and (3)

4. If those candidates are necessarily selected whose names start with vowels then in how many ways a team can be constituted?
(1) One 
(2) Three 
(3) Two 
(4) None 
(5) Four

5. Which of the following statements is definitely true?
(1) Selection of maximum 8 candidates together is possible.
(2) Selection of N and D together is not possible.
(3) S and O cannot be selected together.
(4) A, P, T and M cannot be selected together.
(5) If B is selected D is also selected

Directions (6-10): In making decisions about important questions, it is desirable to be able to distinguish between ‘strong’arguments and ‘weak’arguments. ‘Strong’ arguments are those which are both important and directly related to the question. ‘Weak’ arguments are those which are of minor importance and also may not be directly related to the question or may be related to a trivial aspect of the question.

Instructions: In each of the following a question is followed by two arguments numbered I and II. You have to decide which argument is strong and which argument is weak. Give answer
(1) if only argument I is strong.
(2) if only argument II is strong.
(3) if either argument I or II is strong. 
(4) if neither argument I nor II is strong. 
(5) if both the arguments I and II are strong.

6. Statement: Should Hindi language be made compulsory at school level in all the States in India?

Arguments:
I. No, students should not be forced to learn any language.
II. Yes, it is the national language, so everybody must learn it.

7. Statement: Should the retirement age of all government employees in India be made 55 years?

Arguments:
I. Yes, this will help government to offer employment to youth at lower cost and with higher productivity.
II. No, the government will be deprived of the expertise of the experienced employees and this will have adverse effect on the productivity.

8. Statement: Should India pull out of Commonwealth Confederation?

Arguments:
I. No, India will lose an international forum to express its opinion on world matters.
II. Yes, Commonwealth has lost its relevance in the post- cold war scenario.

9. Statement: Should all the profit-making public sector units be sold to private companies?

Arguments:
I. Yes, this will help the government to augment its resources for implementing the development programmes.
II. No, the private companies will not be able to run these units effectively.

10. Statement: Should all beggars on the roads in the big cities in India be forcibly sent to villages?

Arguments:
I. No, this is grossly unfair and these people may die of hunger if they are sent to villages.
II. Yes, these people create a bad impression of our country in the eyes of the foreigners who visit our country and hence should be removed.

Directions: (11-15): In each question below a statement is given followed by two courses of action numbered I and II. A course of action is a practicable and feasible step or administrative decision to be taken for follow-up, improvement, or further action with regard to the problem, policy, etc. On the basis of the information given in the statement, you have to assume everything in the statement to be true, and decide which of the suggested courses of action logically follows(s). 

Give answer—
1) If only I follows.
2) If only II follows.
3) If either I or II follows.
4) If neither I nor II follows.
5) If both I and II follow.

11. Statement: 
The Indian cricket team reached in final matches of the previous six major tournaments, but failed to win even a single tournament.

Courses of action: 
I. The team should change its coach.
II. The Indian cricket board should set up a committee to find out the reasons.

12. Statement: 
In the road accidents the pillion riders are getting more head injuries than the driver.

Courses of action: 
I. Pillion riders should also wear helmet.
II. Government should increase the number of speed breakers for slow speed.

13. Statement: 
Now-a-days, the number of suicide cases is on the rise.

Courses of action: 
I. We should change our education system, where the people can learn the basic values of life.
II. Mostly the suicides are seen in youngsters due to stress. Parents should arrange for multiple hobby classes for their children.

14. Statement: 
The government is worried by the sudden collapse of an under construction bridge, leading to death of 34 people and injuries to many.

Courses of action: 
I. The government should set up an inquiry committee to investigate the reasons for collapse
II. The authorities should shift the injured people to the hospital and clear the debris to see if someone is trapped.

15. Statement: 
Two third or even more of the world’s polar bears will disappear by 2050 due to shrinking Summer Sea ice, even under moderate projections caused by greenhouse gases in the atmosphere.

Courses of action: 
I. We should control environmental pollution by reducing the emission of greenhouse gases and make people aware of effects of greenhouse gases through media.
II. Shift the polar bears to the other parts of the world, like Antarctica, where thick layer of ice is available.



ANSWERS
Solutions (1-5)
























1. 2 
2. 3 
3. 5 
4. 4 
5. 2

Solutions (6-10)
6. 2  
7. 5 
8. 1
9. 4
10. 5

Solutions (11-15)
11. 2; I is not a practical course of action. II follows, as enquiry is the norm after every failures/incidents.
12. 1; I is right course of action as it will protect pillion riders but II will solve one question and create another problem.
13. 4; Both of the courses of action do not address the problem. It cannot be explained how values of life of multiple hobby classes can stop people from committing suicide.
14. 5; I follows as in the case of question no. II also follows as rescue efforts are the first step in such incidents.
15. 1; I follows as this is the only way to reduce the emission of greenhouse gases. II does not follow because it is neither practical nor possible.
23:48 - By Unknown 0

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Daily GK Updates: 19 - 20th Oct 2014

Daily GK Updates: 19 - 20th Oct 2014

1.    Joko Widodo is the new Indonesian President 

i. Joko Widodo was inaugurated as Indonesia's new President om Monday, facing the challenges of rebooting a slowing economy and working with a potentially hostile opposition that has already landed some early blows against his administration. 

ii. Widodo, the first Indonesian president not to come from the ranks of the country's established political, business and military elite, took the oath of office in a ceremony at parliament in the capital, Jakarta, attended by regional leaders and US Secretary of State John Kerry. 

iii. A former furniture salesman, the 53-year-old Widodo rose from humble beginnings to become Jakarta's governor before winning July's presidential election with 53 percent of the vote.

Note: Indonesia is the biggest economy in Southeast Asia, and about 90 percent of its 250 million people are Muslims, more than any other nation. 

2.    WHO declares Nigeria free of Ebola

i. The World Health Organization declared on Monday that Nigeria is free of Ebola, a rare victory in the months-long battle against the fatal disease.

ii. Nigeria’s containment of the lethal disease is a “spectacular success story,” WHO Country Director Rui Gama Vaz told a news conference in Abuja, Nigeria’s capital. Nigeria reported 20 cases of Ebola, including eight deaths. One of those who died was an airline passenger who brought Ebola to Nigeria and died soon after.

iii. WHO said Nigeria had traced nearly every contact of Ebola patients in the country, all of whom were linked to the country’s first patient, a Liberian man who arrived with symptoms in Lagos and later died

iv. The disease continues to spread rapidly in Liberia, Sierra Leone and Guinea and has claimed more than 4,500 lives.

3.    BJP emerged as the largest party in the 2014 Assembly Elections of Maharashtra

i. Election Commission of India on 19 October 2014 announced the results of the 2014 Assembly elections of Maharashtra. The elections were held on 15 October 2014 for total 288 seats. 

ii. Bharatiya Janta Party (BJP) by winning 122 seats emerged as the largest party but none of the parties succeeded in securing a clear majority. 63.13 percent of the electorate voted in Maharashtra. The elections were held for 288 seats

4.    BJP won the Assembly Elections of Haryana; secured majority for the first time

i. Bharatiya Janta Party (BJP) won the state assembly elections of Haryana. The results of the elections were announced by the Election Commission of India on 19 October 2014. 

ii. BJP by securing 47 seats emerged as the largest party, with clear majority. The elections were held for total 90 seats on 15 October 2014. In this elections, Haryana recorded its highest ever turnout of 76.54 percent.

5.    MP to celebrate 2015 as Tourism Year

i. Chief Minister Shivraj Singh Chouhan declared that 2015 would be celebrated as Tourism Year in the State and said that during the year Madhya Pradesh’s tourism potential would be displayed before the world.

ii. The Chief Minister further said that Madhya Pradesh would be developed as pioneer State in tourism sector and added State had immense potential for tourism.

iii. The State Government had chalked out a pro-active policy. Impressive tourism infrastructures were being constructed in the State, he added.

iv. New tourist circuits were being developed. The State had also immense potential of religious tourism. Sanchi, Khajuraho and Bhim Bhetka were world heritage.

v. Madhya Pradesh has also a number of National Parks and sanctuaries. The state government wishes to develop tourism facilities for every section so that people can spend some peaceful time in present-day complex life.

6.    Union Cabinet approved inter-governmental MoU to upgrade Chabahar port of Iran

i. The Union Cabinet on 18 October 2014 approved an inter-governmental Memorandum of Understanding (MoU) with Iran to upgrade the Chabahar port Phase-I.

ii. Under the Chabahar port Phase-I project India will set up a Joint Venture (JV) Company with an investment of 85.21 million US dollar and operate the port for 10 years, through a leasing agreement.

iii. The Company will equip two fully-constructed berths in Chabahar port within 12 months, one as a container terminal and second as a multi-purpose cargo terminal.

About Chabahar port
Chabahar port is located in the Sistan-Baluchistan Province on south-eastern coast of Iran, which lies outside the Persian Gulf and it is easily accessed from western coast of India. India can access to Zaranj in Afghanistan which is at a distance of 883 km by using Chahbahar port.

7.    India set to become USD 2 trillion economy this year: IMF

i. India is poised to become a USD two trillion economy this year, while its GDP size would cross another milestone of USD three trillion after five years in 2019, according to IMF's latest world economic outlook.

ii. India's ranking would also improve to seventh largest economy in the world, while measured on "current prices" basis in US dollar, in 2019 from its tenth position currently. 

iii. Latest data from the International Monetary Fund (IMF) show that Indian economy is set to be worth USD 2.05 trillion this year, increasing its size from USD 1.88 trillion in 2013. Last year too, India was among the ten largest economies in the world.

iv. Going by the IMF, United States would remain the world's largest economy with a size of USD 17.42 trillion, followed by China at USD 10.35 trillion.

v. Meanwhile, India is all set to cross the USD 3 trillion milestone in 2019 with a size of USD 3.18 trillion, surpassing Russia, Brazil and Italy. This would also make India the world's seventh largest economy.

vi. The United States would remain the world's largest economy in 2019 with a size of USD 22.15 trillion, followed by China (USD 15.52 trillion) and Japan (USD 5.43 trillion).


8.    Union Home Ministry drafted a new counter-Naxal doctrine

i. Union Home Ministry drafted a new counter-Naxal doctrine. In the drafted law, the ministry clearly demarcated the role of the state police and central paramilitary forces (CPMFs) in anti-Maoist operations.

ii. The ministry proposed to put state police forces in the lead, while tasking CPMFs with using their pan-Indian mandate for seamless operations across state borders and holding the counter-insurgency grid together. 

iii. The policy proposed oversight committee at the national and state level. The national panel will comprise home minister, finance minister, tribal affairs minister, environment minister, rural development minister, panchayati raj minister and road & transport minister, besides chief ministers of all Naxal-hit states, and will meet bi-annually.

iv. The new counter-LWE doctrine pitches for making CRPF a world-class counter-insurgency force, with a sustained upgrade in its training, infrastructure, arms and financial powers. 

9.    ICC awarded global broadcast rights from 2015 to 2023 to Star India and Star Middle East

i. The International Cricket Council (ICC) on 10 October 2014 awarded the global broadcast agreement rights for ICC Events from 2015 to 2023 to Star India and Star Middle East.

ii. The agreement is said to be the biggest ever global broadcast partnership of Cricket.

iii.  The agreement included the eight-year period. During the period, 18 ICC tournaments, including two ICC Cricket World Cups (2019 and 2023), two ICC Champions Trophy tournaments (2017 and 2021) and two ICC World Twenty20 tournaments (2016 and 2020) will be held.

About Star India

i. Star India is one of India’s largest media and entertainment companies and is a fully owned subsidiary of 21st Century Fox, INC.

ii. The Star group has defined India’s broadcast media over two decades and today broadcasts more than forty channels in seven languages, reaching more than 650 million viewers every week across India and around 100 other countries.

About Star Middle East: Star Middle East is a wholly owned subsidiary of 21st Century Fox, INC. in the Middle East. It distributes 13 satellite cable television channels in the Middle East and Africa.

10.  Five-yr-old Indian is the youngest to reach Everest Base Camp

i. A five-year-old Indian boy, Harshit Saumitra, has become the youngest person to reach the Everest Base Camp (EBC). 

ii. A class 1 student from New Delhi, Harshit took 10 days to cover the distance of 62km trek, many sections of which were covered by 5-7 inch of snow from the snowstorm caused by the tail-end of cyclone Hudhud.

iii. “I felt very good. I unfurled the tricolor at the Everest Base Camp,” said Harshit after his return from the trek. 

iv. He also climbed the Kalapathar (5550 m) peak, located near the EBC. With this, the child overtakes the record set by Aaryan Balaji, a seven-year old Indian boy who had reached the two peaks in May 2012.

v. “We were worried that Harshit might experience altitude sickness. But he didn’t face any problem,” said his father, Rajeev Saumitra, a mountaineer who had reached the peak of Mount Everest (8848 m) last year.

11.  India juniors retain Sultan of Johor Cup title

i. Harmanpreet Singh converted two penalty corners to help India sucessfully defend its Sultan of Johor Cup (SOJC) U-21 hockey title, beating Great Britain 2-1 in a keenly-contested final on Sunday. 

ii. Harmanpreet (45th and 90 minutes) slammed home two set pieces at the Taman Daya Hockey Stadium to take his goals tally to eight in the tournament. For Great Britain Samuel French (55th minute) was the lone goal scorer.

iii. Great Britain, unbeaten in the preliminary round, came into the final with a psychological advantage over India having beaten them 2-0 in their round-robin clash.

iv. Malaysia had won the inaugural title with Germany winning in 2012 and India last year. And the young Indians duely achieved their goal with a late winner from Harmanpreet. 

12.  ICC rankings: Kohli claims 2nd spot,

i. Indian batsman Virat Kohli claimed number two slot in the ICC rankings while swing bowler Bhuvneshwar Kumar broke into top-10 for the first time in his career.

ii. Kohli scored 191 runs, including 127 in the final match, in India’s 2-1 series win as he pushed South Africa’s Hashim Amla to number three in the list, topped by Amla’s compatriot AB de Villiers.

iii. Indian skipper MS Dhoni was the next best India at number six (unchanged) while Shikhar Dhawan lost a place to be eighth. Left-handed Suresh Raina gained three places to move to 15th.

iv. Bhuvneshwar took only two wickets in the series but he jumped seven places to number seven, just behind Ravindra Jadeja, who slipped to sixth from fifth.

13.  Batra elected unopposed as HI president, Ahmed is gen-secy

i. Narinder Batra was elected unopposed as the president of the Hockey India while Mohammed Mushtaq Ahmad and Rajinder Singh were elected as new general secretary and treasurer respectively at the 4th Hockey India Congress, in New Delhi on Monday.

ii. Batra completed his four-year term as the secretary-general and with no opposition in the HI ranks did not face any problems during his elevation to the top post. 

iii. Talking about his new role, Batra said,"Also, being appointed as an unopposed President, I feel overwhelmed with the trust and faith that the members have showed in me. I shall strive to live up to the new role that I am stepping into and hoping to justice to it." 
06:56 - By Unknown 0

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Sunday 19 October 2014

GA, Maths Series COMPUTER on IBPS PO-IV 19 oct Mor Shift

GA, Maths Series COMPUTER on IBPS PO-IV 19 oct Mor Shift

Maths Series- 

(1) 10, 18, 34, 66, 130
(2) 20, 26.5, 56.5, 175, 705.5, 3533, 21203.
(3) 1,10,37,118,461,1090,3277
(4) 32,36,52,88,182,252


GA-

(1) Railway minister
(2) PMJDY
(3) Smart card issued by which bank
(4) Tag line of HDFC bank-
(5) Iran president-
(6) PKY full form-
(7) Singham Returns director-
(8) One question from sati pratha-
(9) Basic saving bank deposit account maximum credit amount in a year is-
(10) Revolution 2020 author-
(11) CBS Full form-
(12) Gold in 25 m pistol shooting to india-
(13) DIGCC insurance cover is beared by central govt
(14) cyrus mistry is the ceo of –TATA
(15) DNA full form
(16) Home rule moment leader-
(17) who cannot open savings account-
(18) one question from Bandhan Finance-
(19) Agaria Tribe from where- MP
(20) Mean of ‘S’ in CSDL-
(21) Mean of ‘C’ in ECB-
(22) Which country is in union nation but not has euro as currency-
(23) Banking ombudsman head-
(24) Tanjaniya is a capital of-
(25) Kakarpara is in which state-
(26) Non co operative bnks start up capital
(27) ATM transaction limit is start in which type of city opt r metro city like –
(28) Which of d following regulated by sebi
(29) commitee for establishing banking ombudsman
(30) Which one does not affect the validity of cheque-
(31) In ‘EWS’ E stand for-

                   
Computer Question-
(1) Chip is also called- integrated circuits
(2) Full form of LAN
(3) Linux is a ...... software
(4) Data transfer from motherboard to other systems through?
(5) URL full form
(6) WAN full form

02:20 - By Unknown 0

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